Zurich’s Risk Reality calculator

Our Risk Reality calculator is an essential tool to help your customers understand the risks associated with being unable to work due to illness or injury, suffering a serious illness or death.

It’ll enhance your discussions by making them personal and highlighting the importance of protection. This information is then available to you and your customer as a downloadable, personalised report.

The calculator assesses the risk to your customer of

  • Losing the ability to work: by default, it calculates the risk of being unable to work for four weeks or more, but this can be adjusted up to 52 weeks or more to align with the deferred period you recommend
  • Suffering a serious illness or dying
  • Dying
  • If your customer has children or plans to have them, they can also view useful statistics about serious conditions that children might suffer

How to use our Risk Reality calculator

At the Point of Sale

Use the calculator during the initial sales process to demonstrate the immediate value of the cover.

Ongoing reviews

Use the calculator during regular reviews to reinforce the ongoing importance and value of your customer’s cover, and to highlight any unmet or partially met needs.

By integrating Zurich’s Risk Reality calculator into your discussions and advice process, you can effectively communicate the relevance of protection and help your customers understand the value of their cover.

If you're sending this calculator to your customer to complete, please do so using the URL from the page after ‘important legal information’.